Terms and Conditions

Last Updated: March 16, 2026.

Welcome to the website of EM Consulting (“Company,” “We,” “Us,” or “Our”). By accessing or using this website, purchasing products or services, or participating in any courses or programs offered through this website, You agree to be bound by these Terms and Conditions.

If You do not agree with these Terms, please do not use this website.

GENERAL INFORMATION

This website is owned and operated by EM Consulting, a business based in Austin, Texas, United States.

These Terms and Conditions govern Your use of this website, including all pages within the site, any digital products or courses offered, and any services provided by EM Consulting.

We reserve the right to update or modify these Terms at any time. Updates will be reflected by the “Last Updated” date at the top of this page.

ELIGIBILITY

You must be at least 18 years old to use this website or purchase any products or services.

By using this website, You represent that You are legally capable of entering into a binding agreement.

INTELLECTUAL PROPERTY

All content on this website, including but not limited to:

• text
• graphics
• logos
• designs
• downloads
• course materials
• videos
• templates

is the property of EM Consulting or its licensors and is protected by United States copyright and intellectual property laws.

You may not copy, reproduce, distribute, modify, sell, or republish any content from this website without prior written permission.

Limited permission is granted to view content for personal, non-commercial use only.

Unauthorized use of this content may result in legal action.

USER CONDUCT

By using this website, You agree that You will not:

• violate any laws or regulations
• attempt to gain unauthorized access to the website
• interfere with the functionality or security of the website
• copy, distribute, or exploit website materials without permission
• use the website for any unlawful or harmful activity

We reserve the right to restrict or terminate access to the website if these Terms are violated.

PRODUCTS, SERVICES, AND COURSES

EM Consulting provides digital products, educational courses, consulting services, and website-related services.

Descriptions of products and services are provided as accurately as possible. However, We do not guarantee that descriptions, pricing, or other content is always complete, current, or error-free.

We reserve the right to modify or discontinue any product, service, or offering without notice.

PAYMENTS

Payments for products or services may be processed through third-party payment providers including:

• Stripe
• PayPal
• Venmo
• Dubsado

EM Consulting does not store full payment card information.

By completing a purchase, You agree to the applicable terms and policies of the payment processor used.

REFUND POLICY

Due to the nature of digital products and online educational materials, refunds are generally not provided unless otherwise stated.

Online courses may offer a limited refund period if explicitly described on the course sales page.

If a refund policy applies, refund requests must be submitted within the timeframe stated at the time of purchase.

Approved refunds will be issued through the original payment processor. EM Consulting does not control processing times for third-party payment providers.

CHARGEBACKS

You agree to contact EM Consulting directly to resolve any billing issue before initiating a chargeback with Your financial institution.

If a chargeback is initiated without first attempting to resolve the matter with Us, We reserve the right to provide documentation of this agreement and Your purchase to the payment processor.

Access to purchased products or courses may be revoked if a chargeback occurs.

COMMUNITY AND USER CONTENT

Some areas of the website, courses, or communications may allow users to submit comments, feedback, or other content.

By submitting content, You grant EM Consulting a non-exclusive, royalty-free license to use, reproduce, and display that content for business purposes unless otherwise agreed in writing.

You agree not to submit content that is unlawful, abusive, defamatory, or infringing on the rights of others.

THIRD-PARTY LINKS

This website may contain links to third-party websites or services.

We are not responsible for the content, privacy policies, or practices of those websites. Accessing third-party sites is done at Your own risk.

DISCLAIMERS

All information, products, services, and materials provided on this website are provided for informational and educational purposes only.

EM Consulting does not guarantee specific outcomes or results from the use of any information, course, product, or service.

Your use of this website and any related materials is at Your own risk.

TECHNOLOGY DISCLAIMER

We make reasonable efforts to ensure the website and digital products function properly. However, We cannot guarantee that the website will always be available, uninterrupted, or free from errors.

We are not responsible for technological issues caused by third-party platforms, hosting providers, or internet service disruptions.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, EM Consulting shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

• use of this website
• inability to access the website
• use of any products, courses, or services
• reliance on information provided on the website

INDEMNIFICATION

You agree to indemnify and hold harmless EM Consulting and its owners, employees, contractors, and affiliates from any claims, damages, liabilities, or expenses arising from Your use of the website or violation of these Terms.

TERMINATION OF ACCESS

We reserve the right to terminate or restrict access to this website or any purchased content if You violate these Terms or engage in behavior that is harmful to the website, the company, or other users.

GOVERNING LAW

These Terms and Conditions are governed by the laws of the State of Texas, United States, without regard to conflict of law principles.

Any dispute arising from or relating to these Terms shall be resolved exclusively in the state or federal courts located in Travis County, Texas, and You consent to the jurisdiction of those courts.

SEVERABILITY

If any provision of these Terms is found to be unenforceable or invalid under applicable law, the remaining provisions will continue in full force and effect.

ENTIRE AGREEMENT

These Terms and Conditions, together with the Privacy Policy posted on this website, constitute the entire agreement between You and EM Consulting regarding the use of this website.

CONTACT

If You have questions regarding these Terms and Conditions, please contact EM Consulting through the contact form available on this website.